James Howorth – JMJ Financial

James loves a challenge and our purchase was really difficult but he help us overcome all the complications as they come up. He is on top of things and very detail oriented. We are very busy people and that wasn’t a problem. I feel that the loan would not have closed with another banker.

James has been real helpful in helping me with mortgage. He is knowledgeable and works fast. He helped me solve many financial issues so I could secure a loan for my condo. He is still helping me several times after the loan.

James Howorth was knowledgeable, friendly, and patient during our refinancing. He carefully explained all steps. I was able to reach him at any time; he answers his phone any time of day, and emails as well. Our first attempt didn’t get funded (due to our HOA situation), but James didn’t give up. I told him I didn’t want to pour money into this if it wouldn’t work. He found a reputable finance company and made sure the same HOA wouldn’t get us rejected. Sure enough, our loan financed quickly at a very low rate! He even helped us do this while our home had some construction repairs being done.
I will use James again for any finance needs. His care, patience and expertise made our refinance the right thing to do.

I have worked with James Howorth and his team with buyers in a highly competitive marketplace. Westside L.A. He has a passion for unparalleled service, highly effective communication and professionalism to all parties involved in the transaction.
Amazingly he seems to be able to answer his phone day or night and is very responsive to any requests as well as providing a wealth of information to my clients whether they are move-​up buyers, first time buyers or investors. His experience and aggressive approach to writing strong and well prepared offers with shortened escrows has led to success for many clients who may not of been in the lead on a particular property. His team moves surprisingly fast and he still takes the time to personally be involved every step of the way from application to closing and beyond with a hands on approach to ensure the clients are taken care of. It is rare to find someone who genuinely cares and is so committed to building long term clientele.