Joseph Smith – Guaranteed Rate

If there were 10 stars available, I would give. Joe and Harold at Guaranteed rate are nothing short of mortgage Gods. We have used Joe for a lot of loans and refinances over the years. The most recent we attempted to use another finance company, last minute it did not go through. I contacted Joe, he immediately got working on the loan. In just 15 days, he had everything complete and we closed the loan! I would say between my partners and I we have closed closed more than 100 loans over the years. We have never seen such amazing work! Thank You Joe!

We want to take a moment to say thank you to everyone at Guanteed Rate for assisting us in obtaining a home mortgage.
As this is our very first house, the process was indeed scary and we were dreading it each and every day.
Joe, you and your team were always there to answer any questions we had and work with us when issues arose. Through it all though, you and your team are true professions and I would not hesitate to highly recommend you to family and friends.
The closing lawyer, James Sweeney was also great. He took the time to review all the documents with us and explain them as we signed them in detail and sometimes even re-​explained them again if we needed him to. His professionalism could not have been any better and we felt at ease with him.
I would say that between you and your team and James Sweeney, we could not have had a better or happier experience. I hope that others will experience what we have experienced over the last 5 – 6 weeks.
The myth that buying a house being a very stressful and a scary process is not true when working with true professionals as you guys are!!!
Please know that you have made a family home for us instead of just a house!!!

I have used Joe twice now, once for a refinance two years ago and recently for the closing of a new condo I purchsed. Joe and his team’s communication throughout the entire process was excellent. They were consistently quick to respond to all of the questions I had along the way. My questions were always explained in great detail. In terms of timing, the team was always «on the ball» and well ahead of schedule. The information was requested and submitted early to ensure there would be no delays with my closings. Both of my closings went extremely smooth thanks to Joe and his strong team. I highly recommend them.

GuaranteedRate got me a terrific low rate on a refinance quickly, guided my family efficiently through the entire process and made it look easy while they took care of what seemed like hundreds of small details behind the scenes.
They made it look easy so that refinancing our mortgage didn’t become a full-​time job for me.
We’re confident that we got a great rate and low closing costs because GuaranteedRate is able to shop for the best rates nationwide on our (the customer’s) behalf. They make finding great rates their full-​time job so it doesn’t become mine.
I would definitely work again with Guaranteed Rate.