We’ve had two presentations by these guys. They do the same thing. A friend calls stating that, «I need to do a presentation for training.» NOSELLING. The friend comes with a salesman, who then brags about his wealth. Then comes the hard sell. Folks — I’m old enough to have survived through Herbalife, Amway, Avon, Primerica, and now Transamerica/WFG. Same game plan, different name. They try to sell you on an IUL, even though they’ve already been brought to court over this. Beware of any company which uses deceit as a foundation.