Pearl Harbor Federal Credit Union

This is not my regular bank but they are a block away from my work so I come here often because they do shared branching (they can do my deposits and withdrawals because I’m a member of another credit union). I like coming here because of the convenience, like I said, it’s close to my work place and are you ready for this? NO LINES! I must have been to this branch at least 20 times and not once have I had to stand in line. I usually go during lunch when you expect it to be busy, but nope, no line!
I like their service-​all of their tellers are pretty friendly and they work quickly and efficiently. I should probably open an account with them soon, considering the frequency I come here!

I usually go to the town location to make my routine auto loan payments but this is technically closer to me home wise. It’s conveniently located in the Airport plaza area on Nimitz where it is right next to other places like L&L, Jamba Juice, Starbucks, and of course the airport. There is tons of parking right in front of the branch and plaza. The staff and customer service is good. They decorate the branch quite while depending on the season especially during the holidays. The rates that they have for auto loans were one of the lower ones when I first made a deal with them. I remember being driven there the day when I purchased my vehicle to do some paperwork. They even have specials for switching and re-​consolidation for auto loan programs elsewhere. However, if you are currently a PHFCU account holder with a loan already with them then you cannot participate in the re-​consolidation. The branch location is also about the same size if not just a little bit bigger than the town one but it’s all good.

This bank is at a very convenient location in the Airport Trade Center.
The great thing is that you don’t have to fill out any deposit or withdrawal slips. You tell them what account and bank if you are doing shared branch banking.
The workers here are so friendly and efficient. Ive never encountered a line either, I am always in and out.
Good thing this bank is located where it is since there’s so much yummy food to buy nearby!

I’ve been going to this branch for the past five years and I feel bad because I don’t even have an account with them. I go here because they offer shared branching with the other local credit unions. That being said, all of the tellers and friendly and they know my name and make a point to say «hi» to me even when I’m being helped by someone else. It can get pretty crowded on paydays but the friendliness of the tellers make up for the wait.