Ralph Funes- iMortgage

Ralph was my broker for both my original mortgage and a refi. He was great both time — walking me through the process and making sure everything was taken care of. Highly recommended!

I’m a real estate broker and a new property owner. I’ve worked with various lenders in the past for my clients’ transactions; however, I was referred to Ralph and imortgage for my personal transaction… and I am SO HAPPY I chose them! Ralph and the others I worked with are awesome! They were prompt, knowledgeable, attentive, accurate, helpful, and courteous! I feel like they went above and beyond for me, as I’m sure they do for all of their clients. I totally recommend them!

Meeting and working with Ralph literally changed the course of our lives. We met him at a difficult time and we found him to be smart, compassionate, patient and professional. He went above and beyond sticking by us through the entire process and we would highly recommend him.

Ralph has been a most trusted advisor in the process of refinancing my home to achieve my financial goals. I would highly recommend Ralph and his company as he is knowledgeable and highly responsive.

Ralph is awesome! I should have written this review months ago. We were referred to Ralph by our realtor, and we are extremely grateful that we were. My first contact from Ralph was immediate and «after-​hours». He is extremely dedicated to his work and made every attempt at securing our loan seem effortless. I’ve worked in Ralph’s end, and I know just how stressful a job being a loan officer can be. He never let us feel any of it. He was a joy to work with and recommend him to anyone that wants to ease through what can be an incredibly stressful process. Thank you, Ralph!

As a realtor that has worked with many different mortgage lenders over the past few years, Ralph is my go to lender for all of my buyers and sellers. His expertise and knowledge of the mortgage industry is extensive and never lets me down when it comes to pre-​approving buyers and cross qualifying offers received on my listings. My clients have nothing but great things to say about the service he provides and when my clients are happy, I am happy. I believe the people that I refer are a reflection of me and I can confidently say that Ralph is a true professional that has the same drive and ambition to serve others as I do. Whether you are a first time home buyer, seasoned investor or even just unhappy with your current lender, Ralph will go above and beyond and not let you down!

I just closed on the perfect home in Pasadena. Ralph was able to not only match, but beat the other lender I compared rates with. Ralph was so helpful through the entire process, and was much more informative than my real estate agent. I know for a fact I asked Ralph the same question in 10 different ways about some really detailed small things and he was so patient, kind and informative with me.
Ralph is professional, friendly, and even gave me tips on paint colors and wood flooring. Guys, his services are on point; trust me!

Ralph has assisted a great number of my clients to purchase homes in Orange County and Los Angeles, and I have referred his services to members of my own family for both home purchases and refinancing their home. Ralph has come through many times where other brokers were unable or unwilling to get the deal done. Ralph’s demeanor is professional and his mortgage IQ is off the charts. Additionally, his personable and approachable nature makes working with him a great overall experience.

Long story short: you HAVE to use Ralph bc he is AMAZING!!! If you don’t use him your a… my mom told me if I don’t have anything nice to say don’t say anything at all.
Long story: We worked with Ralph on our third house purchase. At the time we were loyal to our «family loan consultant» who had done our previous two home loans and all of my parents loans as well. We got convinced to shop around and talk to Ralph. I felt like we were cheating on our loan consultant by talking to Ralph. I tried every way I could to try to stay with our family loan consultant bc I wanted to stay loyal however Ralph offered so much more. He offered a variety of options and was able to explain everything in detail… did I mention I am the «why» child … My favorite game is 21 questions… And through all of my questions Ralph answered each one with patience and in depth knowledge. Our loan he made for us was tailored to our needs. It was like we were getting a custom suit rather than those generic low quality 3 suits for $ 99 deals. As much as I hated breaking up with our family loan consultant I had to.
Also did I mention Ralph made it incredibly easy and painless. The paperwork can be daunting but it was not the case while working with Ralph.
After letting my parents know how great he was they to ended up using him to refinance their house.
Ralph is truly an awesome loan consultant! I recommend him to everyone… even strangers walking down the street. I am Team Ralph for sure!

Super quick VA refinance. Minimum paperwork and he arranged for everything to get done. Easiest refinance.

Ralph just helped me close my loan at the end of October. What a pleasure he is to work with, and better yet he knows what he is doing. Closed my loan in 17 days, when I tell people that they don’t believe me. If you are looking for someone who is responsive, proactive and quick Ralph is definitely who to use!

I don’t have enough great things to say about Ralph and the job he did for me and my boyfriend on our recent home purchase. As a first time homebuyer, I couldn’t have been more nervous (or ignorant) about pretty much everything involving a home loan/​purchase. Ralph was AMAZINGLY informative, helpful, and responsive during the process — I received responses to questions, e-​mails, and phone calls within minutes. Ralph was also very patient and kind when it came to explaining all the nuances of the process; I felt very reassured and «in good hands» at every turn. I had heard horror stories from friends, family, and co-​workers about the home-​buying process, and especially their lenders. I am so pleased to say that Ralph was the absolutely best part of the process — his guidance, «keep calm» attitude (I was, admittedly, a stress case) and dedication to our home loan is what made our purchase possible. Thank you, Ralph, for our home and the lifetime of memories we plan to make in it :)

My wife and I used Ralph with our recent home purchase. Ralph was very engaged throughout the process. We had some last minute challenges that Ralph was immediately on top of. Because of his efforts we were to close as planned. I would highly recommend.

We love Ralph, he did everything to make our house happen. From getting us the best rates, pre-​qualified, and answering and addressing all our questions and fears. Ralph was there through the entire process and his guidance helped us deal with our realtor as well. Ralph was able to help clear up credit blemishes and work with us through an obviously stressful time. We love our new home and our future. Thank you.

We used Ralph to purchase our first house and it couldn’t have gone any smoother. We did a VA loan which isn’t the standard and needed special attention with regards to the appraiser and paperwork. Ralph was on top of it the whole time. He always answered any of our questions in a timely manner. Being that this was the first house we bought his insight from making an offer to closing was invaluable. I would recommend him to anyone!