When choosing a financial advisor or firm please, do not go with this group, They are pricey and all they are doing is making themselves wealthy — with your hard earned money. We dumped this firm as they were clueless to our financial needs. We also have to add that their customer service was autrocious and there so called detailed quarterly reports were filled with errors — including incorrect funds. So who may you ask is the best financial advisor out there ?, why it is yourself. With all the resourses out there its easy, so why pay anyone especially this firm.