So, stop and just contact Bryan for your mortgage. He is innovative, intelligent, positive, and THE guy you want to use. I have never had a more positive financial services experience in my entire life. Ever. Bryon is flanked and supported by the ever positive, extremely competent(model looks lol) Ember Compton who is as lovely and helpful to deal with as it gets. These two handle any curve ball that arises in a calm and supportive manner. I simply can’t say enough.