Applying for a personal loan has never been as easy as it is at OneMain Financial. After being asked the usual questions about your income, household, etc., and after your credit history is screened, it takes less than 10 minutes to find out if the loan is approved. Then if you are fortunate enough to qualify for the loan, the actual processing is totally painless. Yes, there’s lots of paperwork involved but the oh-so friendly loan officers, like Tom, Liz and Claudia, go through the details with you so that you’re not stuck reading the fine print. The loan can be as little as $ 500, and there’s no questions asked about what you intend to do with the money. AND you get your money that same day! When it comes to refinancing, it’s so easy that most of the inquiry can be done over the phone. Then you just need to go in person to sign the documents and you’re all done! I’ve been doing business with what was formerly CitiFinancial for a number of years now and I’m completely satisfied with its service.