I do not recommend this credit union to anyone. I have a checking account and mortgage through CES. I have had several problems with my mortgage. They have taken double payments out twice, gave me incorrect information on my escrow and when inquired about it on several occasions, I received no response; thus having to report the issue to the BBB to get my question answered. The representatives I have spoke with are condescending and rude. As soon as I am able, I will be refinancing with another lender.