Beats a Home Warranty hands down! I found out Home Warranty Companies are just insurance companies who only try to repair what they have to in order to get by. Well, Serbis not only fixed my water heater, but they changed out my kitchen faucet — it wasn’t broken, I just didn’t like it. I picked up on from the store and they sent a plumber to install it. Thanks!!! You saved me over $ 300 in labor on just one call!