Benefit Agents – Group Health Insurance

Benefit Agents brilliantly guided me through signing me up in the Covered California system.

Arman is the man. He fixed the issues I had with my covered ca application within five minutes of speaking with him. Solving a problem my previous insurance agent couldn’t solve in three weeks.
My advice to people looking for health insurance, avoid shady health insurance agents and go straight to Arman. It will save you a lot of time and possibly money.

I have been enrolled thru Covered Ca. since ²⁄₂₀₁₄. I recently lost my husband and notified Covered Ca. that my income would be drastically changing. Armand Vahdatina contacted me and guided me thru the process of changing my insurance plan that would which would help my finances tremendously. He was very understanding and professional. I am very grateful for his expertise.

Arman Vahdatinia is a wonderful agent! I was truly at the end of my rope when it came to getting health insurance coverage through the Covered CA website. What a horrible process this is! Obamacare is a wonderful thing for people who have lost their health insurance coverage through a company layoff (like me) but it is truly impossible to navigate all the choices, plans and rules and regulations! I used to work in healthcare and I couldn’t figure it all out! Arman was a Godsend, helping me to navigate this tricky and exhausting process! I got covered, I got my government subsidy, and I got the health plan that I needed. Kudos to Arman and his agency! They are truly helpful and know that they are doing. I can’t thank him enough!

I recently needed to get an individual health care plan and had no clue where to start. There are so many carriers, plans and different rates. I came across SHOP CA Brokers when I was searching for Covered CA and reading up about the new Obamacare plans that are going on sale October 1, 2013. There were only two reviews on Unilocal for SHOP CA Brokers but I figured it was worth giving them a call since on their website stated some of the brokers have over three decades of experience.
I called SHOP CA Brokers and the process was simple. I’m very thankful I called. Ron was the agent that assisted me. He was very helpful and more importantly, patient with me. I had so many questions and he took the time to answer every one of them. In the end I do not qualify for a subsidy for Covered CA since I make more than $ 44k/​year. However I was still able to find a fantastic $ ³⁰⁄₁₅₀₀ Kaiser medical plan. This medical plan allows me office visits for $ 30 and an Rx card for $ ¹⁰⁄₃₅ copays. Then if something major happens I can pay a $ 1500 deductible and have copays thereafter. This plan is great for me as the monthly premium did heavily weigh in my plan selection. Give SHOP CA Brokers a try, you will not be disappointed!

If you have questions about Covered CA, the private insurance market or are thinking about making a change to your existing policy, then you need to call Ryan at SHOP CA Brokers. He knows all the little details about Covered CA and the private insurance market that other agents won’t disclose to you or just do not know. I called at least five different San Francisco insurance agencies before I found Ryan. He streamlined the process in less than 15 minutes by asking if I qualified for subsidies through Covered CA. I am in between jobs at the moment and could still be unemployed in January 2014. At least I have the comfort of knowing that the government will help pay my premium if I cannot find work but then. In the meantime, Ryan helped me find a Blue Shield high-​deductible HSA plan that is $ 130/​month that will allow me to see all of my current doctors. Then toward the end of the year I will re-​evaluate my situation. I am excited to have a new medical plan and wonderful new broker that will be there for me when my situation changes.
Also, it is important to note that Ryan did not try to push me off the phone when I kept asking questions. I still email him from time to time to get his take on certain policy provisions and he still responds quickly (in less than an hour). A+++++ Service.