Mortgage Magic

Very well recommended. I needed to refinance an investment property and Joe at Mortgage Magic came through. He undercut the several quotes I got from larger banks like Bank of America, Wells Fargo and Chase as well as from two private brokers by thousands. There was no bait and switch on the rates and an easy quote right up front so I knew how much it was going to cost to close. I almost didn’t trust him at first because it seemed too easy, but having gone through the process, I can say that it was just that easy and I would use them again.
Joe was very responsive to all my contacts and really knew the ins and outs of the trade. Having several investment properties in different legal entities can be off-​putting for most banks and some brokers. It was nothing he hadn’t seen before and the process was really easy. I recommend Mortgage Magic for anyone considering financing for real estate in California.

I have been doing business with Doug Jones for years. I started out getting my loan through Mortgage Magic many years ago. Mortgage Magic is quality professional company. Now I work with Buyers Realty performing their property inspections. Our relationship has grown. We still feel like we are part of their family. I would recommend Doug Jones, Mortgage Magic, and/​or Buyers Realty to anyone that needs a loan, is buying or selling property, or just needs to bounce ideas off of.

Joe Adamson from Mortgage Magic recently helped me re-​fi my home. I could not be happier with the efficiency of Joe and his supporting cast. The process was smooth and quick with explanations along the way to help me understand what goes on during a re-​fi process.
Thanks Joe and Mortgage Magic!

Not long ago I worked with Doug Jones of Mortgage Magic on a residential real estate transaction. I represented the buyers and Doug represented the sellers as their agent. He’s smart, honest, excellent to work with, and professional. These traits were most welcome as this wasn’t the easiest of transactions. His calm demeanor and good sense of humor were also instrumental in having our transaction close. I fully recommend Doug without hesitation.

Heather Kulp is the BEST IN THE BUISNESS! We have worked with her over the last 10 years. Heather is very responsive, caring, and will become part of your family and HIGHLY Recommended for your home loans and refi’s. Heather is very knowledgeable and will work to get you the best she can for your special loan needs.
Thanks for all you do Heather!

I have known Doug for a few years now and he has sent me so much business. He is constantly sending me clients for any banking needs and the clients he sends me are all A+ clients. I am confident in sending business back his way because he (and his team at mortgage magic) are so knowledgeable which make me feel comfortable sending people I have relationships with to be taken care of. He is far more experienced than any mortgage broker I have worked with in my 12 years of banking experience. If you are in a need of a refi or purchase, I highly recommend Doug and his team at mortgage magic. They will get it done in a timely manner, very professional, and will have you feeling you made the right decision.
They are not at all about their «commission», they actually care about the client.

I have been working with Doug and his team for a couple of years and they are as good as it gets! Doug has so much experience in the business with Real Estate and Loans. I can always trust when we have a deal together that it will go as smoothly as possible. His team is responsive and always on top of their files!
I would HIGHLY recommend Doug and Mortgage Magic for any of your real estate and mortgage needs. They will not only accommodate and help you, they will go above and beyond to make sure you come to them first the next time around.
Nicki Reichel
Chicago Title– Los Gatos

Doug and his team are great. Very straightforward.
The team is is very responsive very knowledgeable.
I highly recommend this group of people for your home loan needs.

I would like to give my thanks to Beth Walsh of Mortgage Magic. My wife and I are first time home buyers, and she spent an extraordinary amount of time talking through all the details of loan process, how the market works, and what we should really be thinking about. Not only did she provide this fantastic service, she continued to provide it while exhorting us to take a significantly better priced deal with another lender.
This has been one of the best customer service and professionalism of my life, and the next time I have a mortgage concern, Beth will be the first person I call.

Before my wife and I decided to get back into the market, we looked and asked around for a realtor to help and support us in our search for a new home. Come to find out
Mr Fabian Cantu was a client at Mastercuts where my wife is a hairstylist. That is how we have a new home and very thankful for Fabian’s relentless pursuit to meet the client’s expectation. When my wife and I started the search Fabian got the ball rolling fast. He wasted no time. The listings were popping up like hot cakes. While we were on the hunt I was discourage by other buyers because I could not compete with their large down payments. Fabian kept us interested and told us the right home is within our reach.
Patience and knowledge of the real estate market is what makes Fabian standout from all other realtors that I have met. I would recommend Mr Fabian Cantu to anyone and everyone who is looking to purchase a home.

We have been doing business with Mortgage Magic a long time and have always been very satisfied with service provided. The staff is very knowledgeable.
Recently lost my mother and had issues with the reverse mortgage company that helped my mother. Mortgage Magic was very helpful in giving us advice and contacted the company so we did not have to deal with them at this stressful time.
I would definitely recommend Mortgage Magic.

Fabian Cantu was referred to us by a friend and we absolutely loved working with him. He exceeded our expectations! He is a great combination of smart and savvy about the real estate and mortgage market, honest and attentive. He’s a fun guy to be around and made our purchase stress free. He was so patient with my husband and I and gave us all the time and knowledge we needed. We were so happy with him that we continue to refer friends and family to him. Big, big thumbs up! :)

We worked with Heather Kulp at Mortgage Magic and she was awesome. She set clear expectations and really drove all of the parties involved in a timely fashion (under-​writer, title, etc.). I look forward to doing business with Heather and Mortgage Magic in the future again!

Thank you Mortgage Magic! During the 2008 meltdown they help me keep my home rather than foreclosing or shortselling. Maria assisted me in modifying my loan and I’m still in it.

Mortgage Magic was a fantastic experience for me. Maria helped me purchase my first home and it was a pleasure working with her.

Doug Jones at Mortgage Magic is top notch pro! He has helped us realize all our real estate dreams. He is very easy to work with and his industry expertise has saved my family a lot time and money.

I had a great experience working with Nancy Pham-​Nguyen. She helped me refinance my mortgage, buy a house, and sell a house. You can definitely count on her for your real estate needs.
I had been putting off refinancing my loan even though the interest rates have been dropping. When I finally got in touch with Nancy, she explained the process to me very clearly and helped me get all my documents in order. She helped make the whole process very smooth and I ended up saving a lot of money.
Later, I decided I wanted to buy a different house so I got in touch with Nancy again. She explained many of the strategies and tactics needed to buy a house in this super competitive market. She also gave me a lot of valuable tips on things to look for when considering a house. Once I figured out what house I wanted to buy, she helped me prepare the offer and the counteroffer. Thanks to her help, I was able to buy my house on the first try. Buying a house in today’s market is near impossible, but Nancy made it relatively easy by explaining every step to me, strategizing the offer price, and helping prepare all the paperwork.
Finally, when I wanted to sell my old house I knew I could count on Nancy. She helped me through the preparation process such as getting my house cleaned and staged. Nancy also did a great job organizing the open house and talking to all the people and agents that came by. She kept me up to date with all the offers that I received, and my house ended up selling at a record price in the neighborhood.
Nancy really went the extra mile to deliver excellent service. With her help, everything went smoothly and earned/​saved me a lot of money.

Mortgage Magic is the best and there agents are Awesome. When you go there just ask for Heather Kulp she is the best !!! .Once she started working on your loan rest assured. She is nice, thoughtful, honest, professional and very knowledgeable about loans process. She keep you posted throughout the process and she is top of your file always. Not matter what time it is you ask her a question you will get response back i mean her hours stretch from 7 AM — Midnight .
I am sticking to MM and work with Heather Kulp for my next deal it could be refinance … .My final search for lender stops here with MM.
Thank You Heather Kulp for making it happen. You are the Best!!!

When my wife and I bought our fist place, neither of us had any idea how the loan process works. Beth Walsh at Mortgage Magic explained everything and walked us through what turned out to be an excellent experience and a loan that worked perfectly for us.
I’ve recommended her to my daughter for her own home purchase and several colleagues on their refi’s.
Beth will get it done.

If you want a painless and pleasant mortgage transaction, then Nancy Pham-​Nguyen is the right agent for you. She has helped my family with two refinances in this tough, volatile real estate market. Nancy really delivers on client service — she’s been extremely diligent, honest & thorough from start to finish. From endlessly searching the best rates, guiding/​explaining paperwork to assisting all the way through the Title process, Nancy always has her client’s best interest in mind.
With Nancy on our side, we never have to worry about the refinancing process. We get excellent rates with quick, honest & friendly service.