Matthew Falconer – O2 Mortgage

Matt recently helped me refinance my mortgage to a lower rate and I saved a ton of money! Matt and his team are clearly experts in this field. They were very patient and answered all of my questions in a clear and consise manner. This enabled me to make the right decisions. It was a great experience and I highly recommend Matt and his team.

Matt recently helped me to refinance my house in Santa Cruz, he went above & beyond to meet my needs.
The process was daunting but Matt walked & talked me through every step, he is very calm & honest, the experience of working with him was wonderful!

We were referred to Matt by our real estate agent. Matt took on our refi and was very accommodating to us when it came to meetings and needing help with website stuff. He always made himself available to our schedule bc my husband worked weird hours in retail. Matt would also meet us in Scotts Valley so we wouldn’t have to drive further to his office. We had some technical difficulties with the esign websites bc of our own computer illiteracy and he was able to walk us through it bc we were so frustrated with it. The process was quite fast and painless. Matt is vary professional and knows what he is doing. He was also able to get us the best rate out there.

Matt and his team were extremely helpful and knowledgable with my re-​fi. Matt walked me through everything, anticipating most of my questions before I could even ask. He worked with my preferred homeowners insurance co, and kept my out-​of-​pocket costs very low. We closed on time and Matt even answered a couple of questions I had a few weeks after closing. Matt and his team always responded in a very timely manner, and made the process as easy and painelss as possible. Matt is a pleasure to work with and I would recommend him wholeheartedly.

I had a wonderful experience with Matt and his team. During the process of closing on my home, I was constantly kept in the loop about where I stood and what was expected of myself and the seller. If I had any questions, he and his team were quick to respond. I would highly recommend!

Matt helped us find a mortgage package that worked for us not just once but twice — when we bought our first home in 2014 and when we refinanced in 2015. We were able to purchase a home better than we thought we could and we were able to get the mortgage we wanted thanks to Matt. He is a really nice guy and very responsive. Don’t waste your time talking to a bank.

Matt was awesome!!! He was in constant communication with myself and husband about what we needed for our loan to fund as soon as possible! He has a fantastic way of keeping you informed in a manner that you understand! Thank you Matt!

Matthew Falconer is without a doubt the best thing thing that happened to us when we decided to buy our home, except of course our Agent, Maggie Barr. Matt educated us, in a calm and comfortable manner, and showed us the options we could consider. He is smart, knowledgeable, has a positive attitude and very friendly. He made us feel we could tackle the unknown wold of Mortgages and home buying with a strong advocate working with us. His assistant and firm were all extremely knowledgeable and helpful! We highly recommend Matt.

Matt was wonderful to work with! We are first time homeowners and he explained everything really well for us and we felt comfortable throughout the loan issuing process. He is really friendly, available and thorough. He was always in contact with us, to make sure that everything progressed as according to plan. We highly recommend him!

Yay for Matt!!! He was able to get our loan and close in 21 days! What more can I say?! He is easy to talk to, knowledgeabe, quick and effecient. We are now living in out beautiful home, thanks to Matt!

Matt comes HIGHLY RECOMMENDED!
As a first time home buyer with my husband Matt was there every step of the way. Matt is very thorough and knowledgeable. He takes a different approach and wants to advise you rather than just make a quick buck. My husband and I though we were definitely bound to a FHA until we met with Matt and he broke it down so we would know what to expect. Even though there were a few hiccups with the deal it was relativaly smooth. When there was a bump or hiccup Matt was there to handle it as swiftly as possible I know my husband and I owe Matt our Highest recommendations as it would not have been possible with his professionalism, dedication, passion, and knowledge towards the financing industry! Again Matt comes HIGHLY RECOMMENDED!

Matt is a huge asset for our family and we HIGHLY recommend him. We wanted to move forward with a refinancing, but with our lives being very busy, the prospect of gathering all the documentation, coordinating an appraisal and, most importantly, trying to understand all of the papers to sign seemed daunting to say the least. Matt was a great guide through the process, never created stress for us and always had solutions for any and all challenges. We’re super-​pleased to have had the experience with Matt and, again, would highly recommend him to anyone. Our community has and will benefit from Matt and we’re lucky to have him.

Matt was the most helpful and informative person that my wife and I dealt with throughout the arduous home buying process. As we were looking for our first home we had a LOT of questions and Matt had a thorough, intelligent, and understandable answer for each. He certainly saved us a lot of time and stress while navigating the often complex situation of buying a home. I can confidently say that if/​when it comes time for us to look at our next place, Matt will be our go-​to guy. I would highly recommend him to anyone and everyone!

Matt Falconer was so wonderful to work with. I was nervous about purchasing our home because our transaction was VERY complicated and unique for many reasons, but Matt tackled them all with ease. He would answer our phone calls and emails immediately, even when he was on vacation! He went above and beyond. He always made us feel like we were his priority.
He was so knowledgable about every aspect of the purchase of our home and the loan. When he was not sure about something, he took the time to contact the right people and get us an answer. He wanted to make sure everything was perfectly in order, and it was! Matt has so many contacts in the Santa Cruz area. We felt so at ease having him in our corner.
I would recommend Matt to anyone who is purchasing a home or refinancing. He will get the job done quickly, efficiently and treat you like family in the process!

Matt helped my wife and I buy our first home. We came to Matt in dire circumstances after our previous loan fell through. Matt was able to secure a loan, within a limited timeframe and, we walked away with significantly less closing costs than we reasonably anticipated. In addition, he worked with us despite neither the buyer or seller being represented by an Agent; it literally was Matt doing all the leg work to close the deal. He was even there at closing and walked us through the stack of documents we needed to sign. What should have been an impossible task was achieved quickly and painlessly because of Matt’s mastery of the local lending market. If you are a savy purchaser, chances are you were referred to Matt but, if you stumbled on Matt via Unilocal than count yourself lucky and give him a call.

Matt really helped us out when wells Fargo dropped the ball time and time again. He got the loan for us extremely quickly, answered all our questions, and helped us with the process. I would recommend him to first time home buyers and all buyers alike.

Matt was great! Was stuck with Wells Fargo dragging their feet with bidding deadlines looming. I had challenges due to short duration on 1099 income. Called Matt at 9 AM and told him it was urgent. He got me an approval by 2PM so I could bid.
Thanks to Matt we will be moving in to a great new house in Scotts Valley, CA closing in 3 weeks. This would have not happened had it not been for Matt’s aggressiveness in getting it done.
If you need a mortgage fast go with Matt.

Myself and my spouse recently purchased a new home. It was our first time buying. Our experience with Matt was great. He answered all of our questions and even the ones we had asked before LOL. He was very helpful and made the process of buying a home a little less stressful. We would definitely use Matt again for our next purchase or refi:) If you are considering buying I would definitely go with Matt.
Good Luck!

Mathew,
Thank you for all your patients and follow through with us. It is very obvious you are a professional with your trade. We were very thankful to have secured such an opertunity with our refinance. I look forward to referring you to my friends and family.

I just finished up a refinance with Matt at TurnKey Mortgage. Matt did a great job with a refinance that presented all kinds of challenges and hurdles. Matt was able to seamlessly guild me through every step of the process. He did a great job anticipating issues and addressing them before they became insurmountable. Matt was always available to answer any questions that came up and constantly kept me informed. Of course in addition to the excellent service I got a great rate.
I would highly recommend Matthew Falconer to handle your next refinance.