Kate Beck

I cannot say enough good things about Kate!
She made my refinance so easy, and was so reassuring at every step, that I wish she could handle all of the details of my life. In addition to helping me refinance my home with absolutely no hassle, she was also extremely kind and supportive as I dealt with other difficult life circumstances that affected my loan processing. Despite it sometimes feeling like nothing else would come together, Kate continually reassured me that things would work out, and that no matter what — my refinance was not in jeopardy, and would be fine. She was right, and I am so grateful for her kind, supportive help at every step of the process!

We worked with Kate for the first time in 2013 on securing our second home & had a great experience. She was very knowledgable, took the time to meet with us & walk us through the entire process before we put any offers down. Kate was also very available when we needed to check in about various complications that came up. This year after deciding to purchase a new construction home we immediately checked in with Kate to make sure we could work with her again. As usual, she made the process easy and smooth, despite closing challenges caused by a construction delay. She locked us in at an amazing rate at the right time and offered invaluable advice along the way. Kate is our go-​to, trusted mortgage lender. While we hope to settle in our new home for a long time, we will definitely work with Kate again if needed and are always recommending her to our friends.

Had such a lovely experience with Kate and her assistant, Renae. My husband and I are first time homebuyers and they both helped us understand the intimidating process and fielded our never ending list of questions! Kate was always available by phone or email and incredibly responsive. I truly felt like she was bending over backward to ensure our loan was approved and that our home buying process went smoothly! Can’t recommend her highly enough.

Kate taught at the 1^st Time Home Buyers class my husband and I attended. We felt her personality was a good match and we were excited to work with her for our first home buying endeavor. We contacted her soon after the class, and the first two weeks of communication went really well. Then, nothing from her for almost two months. I emailed a couple of times, always including her assistant on the emails, yet no one ever got back to me during those two months. Then suddenly, Kate emailed me to say she broke her leg and had been very sick.
Breifly, maybe two weeks, we communicated often and productively. Then suddenly, again nothing from her for nearly a month. Finally her assistant replied to an email I sent for the second time. Renae, the assistant, apologized and said that Kate had been away a lot for her PT on her leg. Makes sense, sure. But so odd that no one ever contacted me prior, both time.
After two credit pulls, Kate did a third one in anticipation of us making an offer on a home. At this time she emailed me about how my new school loans have pushed our DTI to a higher percentage. New school loans? I don’t have any school loans other than the ones I’ve had since 2007. Kate claims that one of them wasn’t on the prior credit pulls and thus they are new to her. So that caused our preapproval to loss $ 75k. How devastating. After we had been thinking we had up to $ 275k for a first time home to buy for the past four months. All that time we spent looking at homes, getting our credits pulled (which now have too many inquiries on it and so no one wants to look at them), driving around. What a waste. To add insult to injury, Kate said to me, «well you probably wouldn’t have gotten that house anyway.» Gee, thanks.
If your pre-​approval is too small to bother with, than you’re screwed working with Kate Beck. She’ll feed you some line about how no one wants to see you own a house more than she does. I can’t believe I fell for it.

Kate was wonderful and extremely helpful during my first mortgage process. Both Kate and Renae were patient and quick to respond to all my questions. Kate offered me multiple options based on my resources and qualifications and got me a great rate. I highly recommend Kate and Renae to anyone looking for a first mortgage or a re-​fi!

Kate helped me refinance my current house after my CU said they couldn’t help me, and financed my new house at a great rate. Excellent timely communication. Expert advice including conference calls with credit rating bureaus and other super helpful efforts. Very flexible as I traveled during final underwriting overseas. And perhaps most important kind and friendly to work with. Wouldn’t hesitate to use her again.

Kate and her team worked hard to get us into our first house. It was a bit hectic at the end of the process but all turned out well, and we are now four months into our new home. I will definitely return to Homestreet in the future!

A mutual acquaintance recommended Kate for our refinance and I have been complaining ever since that refinance went through (at a better rate, that lowered our monthly payment, that allowed us to start some home improvements and that gives us an opportunity to invest what we’re saving)…I’ve been whining ever since, THAT IT TOOK ME SO DANG LONG TO EMAIL HER!!! Kate ROCKS. She’s hip, she’s cool, she’s comfortable, (she’s decorated her office nicely… cute kids) and she really knows her stuff. She was timely and informative. What else do ya’ need to know?

Kate Beck and her team at Homestreet really made us feel comfortable and helped us understand the financial aspects of owning our first home. She’s absolutely great to work with and I would definitely recommend you interview her for the job if you’re looking to finance a home.
Kate Beck and her team helped my partner and I purchase our first home in February 2013. As first-​time buyers, we had a ton of questions about every process. With the limited amount of homes out on the Seattle market today, it was a little intimidating to find one that suited all our needs as well as our means. Kate did a great job of helping us understand the process of applying for a home loan. She walked us through ever step and every process (even multiple times). And she was incredibly patient during the times when my partner and I felt stressed out and nervous… and there were many. Thanks to her and her team we got a great rate on our home loan and couldn’t be happier!

I highly recommend Kate Beck. I found her ten years ago when I bought my first house in WA State. Back then, I also used a real estate agent who helped guide me through the process. This year, I was looking at buying a second house and without using a real estate agent to help me. I immediately called Kate and she got me through the process quickly and got me a good rate to boot. I highly recommend her to anyone.

I highly recommend Kate Beck and her team of professionals. I recently refinanced a property through Homestreet Bank, and Kate made the process very simple to understand and painless to execute. I would definitely do business with Kate and HomeStreet again.

couldn’t be easier. decided to purchase a home ¹²⁄₂₀₁₁. when the looking got serious i applied at my bank and my credit union. wasn’t too impressed with either so our agent referred us to kate. couldn’t have been a smoother process on her end. things went quickly and i never had any issues. even when she had a trip out of town her staff kept me well informed of everything that was going no and was always easy to reach. the whole group over there deserves a 5 rating!

We browsed the real estate market for almost two years. We were completely unprepared when we found a house that we fell in love with. We didn’t have an agent or even a pre-​approval. And to make matters worse the house already had multiple buyers interested. On a co-​workers recommendation we contacted Kate by phone. We filled out her online application and had a quote in our email within hours. We also contacted a few other lending institutions but their fees and rates were higher, they didn’t have a local agent and all transactions would be handled over the phone, or they just plain didn’t contact us back.
Fortunately for us we got our offer in quickly and it was accepted! Kate walked us through the mortgage process and even met us at the house while our inspection was being done so we could sign paperwork. Being a little anal I had a lot of detail oriented questions about the loan process. Kate answered them all patiently, thoroughly, and extremely quickly. If you prefer corresponding by email you’ll love Kate! She replied to almost every one of my emails super quickly even some of the ones sent after normal work hours.
We had an aggressive closing schedule during the holiday season. Even with Thanksgiving and Christmas holidays mixed in the mortgage team at Metlife got our mortgage approved on time.
I can’t recommend Kate enough. Her patience and willingness to answer all my (sometimes not even mortgage related) questions made the loan process so much less stressful than I thought it would be.

BUYERS BE AWARE!!!
Kate Beck! Thanks I drove all the way from Everett 10am in the morning to attend a home buyers class she was supposed to teach… Well I arrived 10 minutes early to find a sign at the door saying Home buyers class call this number… Well called the number and Kate had the nerve to not pick up the phone… We had gone back and forth a week earlier and the last thing I heard the class was on so I know it hadn’t been canceled… I called again and still no one picked up the phone. I mean how rude do you get??? I told her that this is a requirement for the homestead program so she knew the seriousness of getting this class done… if you are reading this the homestead program is for low income people… which I am a single parent and trying to purchase a home… hmmmm makes you wonder… DO NOT RECOMMEND DOING BUISNESS WITH THIS UNRELIABLE PERSON!
Update-​Kate Beck called at 1046am an hour later in the car… as evidenced by the noise in the background… she left a voicemail stating the class started at 9am this morning… I had received an email on August 4^th 2010 at 6:55pm stating «the class is on saturday from 10am-3pm…no other emails indicated a change in the time and or location. Once again VERY UNPROFESSIONAL!!!

The first house we bought we went through our credit union, it was fine but nothing to right home about (so to speak). Our real estate agent recommended Kate when we went searching for our second house. We had a to do a jumbo loan so the rate wasn’t too great but it was better than the C.U. Kate even came to the the signing which made us feel so much more comfortable when we were literally signing our life away.
As I said, the rate wasn’t that great, but when rates started to fall, Kate called to see if we were interested in refinancing, we weren’t able to at that point so we put it on hold for a few months. In the mean time my hubby found a guy through a friend (blah blah blah) who could supposedly refinance at a *great* rate for a ridiculously low fee. When I called Kate to see if she could match it, she let me know that what the other guy was saying he could do, he really could not do. I went round and round with the other guy and you know what? Kate was right. She handled the refi beautifully, we saved about 10% on our monthly mortgage payment, and the cost of the refi will be made up by the end of the year.
In a couple more years when the market improves a bit more & we are out of jumbo loan territory, I’ll be calling Kate again for another refi and in the mean time recommending her to anyone who asks.

We bought our first house in October of 2009. Waited a long time to do so and we were nervous.
Kate did a great job of hand-​holding, explaining and advocating — she got us an amazing rate, a great loan, and the Obama $.
We’re happily ensconced in our new castle, and just wanted to give Kate a shout-​out for her part in it.

I was referred to her by a friend and she asked me to fill out a on-​line application which i did. Kate never replied to the application, nor to any of the follow up e-​mails or voice messages. I’d have to say i was the opposite of impressed and have gone elsewhere.

I had a great first-​time-​buyin’ experience with Kate Beck. She was accessible, direct, patient… all characteristics a nervous prospective homeowner needs to work with. She helped me keep perspective through the whole process. Much appreciated. And have referred her several times to friends and family.
YAY KATE BECK!

From the first-​time home buyer’s workshop (which I highly recommend for other first-​timers) throughout the entire process ’till the keys to our new home were in our hands, Kate was a joy to work with. She took the time to explain all of our questions, offered speedy turnarounds with fair housing estimates and ultimately came up with a creative solution to utilize closing costs from the seller.

Kate made the mortgage process a breeze, I felt so confident in her knowledge, experience and integrity — made financing my home one less thing I had to stress about.