Liberty Mutual

I cannot stand the lies any more. Liberty mutual is trying to sell you insurance based on something that will never happen (okay, one in a million): you totaling your car. They say other insurance companies only pay 75% of the replacement cost of the vehicle, and that Liberty Mutual pays 100%. Wrong. Nearly all insurance companies, as long as collision coverage is maintained, will pay up to 150% of the fair market value of your car, should that occur.
Whose idea was this as a selling point, anyway?
I have State Farm insurance, and not only would they pay full value to replace my car, they would also pay off the amount still owed to the bank, because I also have loan balance coverage. I bet Liberty Mutual doesn’t want you to know about THAT.
Liberty Mutual on consumer affairs dot com is showing an average of two out of five stars for over 450 reviews of this horrid company, and all of the insured expressed regret and extreme dissatisfaction having Liberty Mutual car insurance. I cannot let a lie go unanswered, so don’t be fooled. I recommend State Farm insurance any day of the week, and twice on Monday for the best car insurance. Liberty Mutual wanted double what I’m paying now, and that’s just not going to happen. Ripoff car insurance. I’ve been a licensed driver since 1978, and that’s no way to reward a guy with almost forty years behind the wheel and three non-​fiction books about driving.