1st Bank

Worst bank ever. My checks take forever to process when I need money the most. I can’t deposit checks in the atm. Just don’t waste your time when you can have a better bank. There are no refreshments in the lobby. Bleh.

My husband and I have banked at 1stbank for many years and tomorrow, July 22, 2014, we will be withdrawing all of our money and within a week will close all accounts. We applied for a home equity loan which in most realms of loaning money is a no-​brainer. This is the first loan we have applied for. We waited and waited for a call to finalize the loan papers as we were sure to get the measly loan we were seeking. After waiting too long for the loan officer to call, we called him and left a message to call us ASAP. No return call came. We called him again, left a message and waited. No return call came. We called again and this time the loan officer answered. When we asked about the over 3 week delay, he replied that he had forgotten to submit our application, he said he was overwhelmed and that he would put the app. In right away. He assured us he would call to tell us the final papers were in the mail to us. No call came. Over a month had gone by and we Hadn’t gotten anywhere! All of a sudden the papers came in the mail to finalize the loan but we still had not heard from the loan guy. We reviewed the papers and there were numerous mistakes. The differences in the papers from our initial discussion included higher interest rate, longer term therefore not the payment we had talked about and many fees we were not aware we would be charged. We called the boss of the loan officer and complained. Come to find out… we are not, «in their area.» we found this out 5 weeks after applying for this loan. I think the name should be changed to 2ndbank!

In my opinion: your money is NOT safe with 1ST BANK. I have been a customer since the late ’80’s. I thought my money would be safe. It turns out that they will start transferring $ 10 per month from your accounts into their own accounts as soon as you look away … and they won’t give it back! BE CAREFUL! I’ve lost over 25% of my deposits.

I have been a member of this banking assoc. for over 20 yrs. I have great credit and have never missed a payment on any bill. 1^st bank has always kept my account in order without issues. I apply for a loan and they always turn me down. For what ever reason they won’t give up any money. I always go to other banks or credit unions and never have a problem. I guess they can only care for checking and savings accounts. I bet if I worked there they wouldn’t give me one either.

everyone who uses first bank should understand their unfair banking practices. They will post checks on your account after banking hours so you cant cover them if you happen to have gone below the balance that will cover the check. Then they charge you 34 $ ins. funds. I wouldn’t recommend using 1^st bank. This is completely unfair considering they use your money to loan other people and the ymake tons of interest on that.

I opened my 1^st Bank account as a child. They had wonderful education programs for children at that time. Fast forward 20 years. I have opened up personal savings accounts, credit, business checking, and business lines of credit. They provide timely information, which allows me to make better decisions with my money. Not to mention their customer service — which is why they will continue to be my bank for years to come.

Okay, so… this is my bank. And I feel… secure, money-​full and… modern here. Honestly, I think headquarters should bump up the style from mid-​casual/​bordering on professional to all out glam, so I can feel like a baller when I make my [many] deposits. The button up shirts and brown belts just aren’t exciting me anymore. Aside from this it is only worth mentioning that this is only my bank by… default, though I wish to elaborate no further :)
«The Colorado bank for you.»