Refinancing is a frightening word, especially in today’s economy. However, BECAUSE of today’s unsteady economy, interest rates are at their all-time low. Now is the time to buy a home and refinance. I recently refinanced my condominium and was able to drop my interest rate from a 4.75% to 3.5% and remove my mortgage insurance fee, which translated into a $ 90,000 savings over the course of my 30-year loan. The Jara Group made it possible and I cannot thank them enough. As for the Jara Group, the office space is clean and professional, the employees are knowledgable and friendly, and they ACTUALLY have a vested interest in helping make your dreams come true. Everything was thoroughly explained throughout the signing process and Francisco Jara, the founder, has even found a way to contribute back to society. At the close of each loan, a portion of the money goes to a charity group(an absolute genius concept in my opinion). Lets just say, this place is amazing and I’m going to refer everyone I know to them. If you’re even considering getting a loan, just give them a call. You have nothing to lose and a ton of money to gain:) Thank you again Jara Group and keep it up!