Julie Aragon Lending Team

Julie helped us with our mortgage refi and we are very happy with our results. We’re paying less and now in a low fixed rate. She constantly updated us on where we’re at in the loan process and gave us estimates that were very close to the final outcome of the loan. I would definitely recommend her services to my friends and relatives. Thanks again Julie!

Julie is great! I cold called her asking for help and information on borrowing to buy my first property. She was super helpful! Julie answered all my questions and didn’t palm me off when I told her I was just looking around and trying to learn as much I could. When someone readily gives you there time its a good sign people! We will likely come back to follow through on our loan with her :)

Julie and her team have gone above and beyond, no email or call goes unanswered and they are super quick to respond to whatever questions or concerns I have. Julie’s attention to even the smallest details has made our home buying/​financing experience a lot less frightening and we are so very happy to have found her!

Julie helped us out when it seemed like we were out of options in reference to purchasing a new home. We had spoken with several loan officers who were unable to get us into the house we wanted. Julie was recommended to us by our realtor and I’m so glad she did! We moved into our new home with no loan issues whatsoever and that was that. Julie is definitely going to be the first person I call again if/​when we decide to refinance or purchase a new house!

What can I say about Julie and her team? They were the absolute best. Being a first time home buyer, I knew nothing about the process and was very anxious and overwhelmed.
But… from the first day I inquired, to the close of escrow, Julie put my mind at ease. I asked my fair share of questions, and they were always answered in a timely manner.
Julie’s knowledge, patience, straight forward attitude, and availability at anytime are what truly make her and the team stand out. I can honestly say I would not trust another team with giving my family a place to call home. Closing escrow in less then 30 days truly reflects her attention to detail as well as her expertise.
Thanks Julie!

I went searching online for a mortgage broker to help me and my husband buy a second home in California. After a lot of research, I finally found Julie and I’m so thankful that I did. With so many positive reviews, I was hopeful she could help us out. Having a lender who was local and familiar with the area put us at ease. Julie not only helped us, she really exceeded our expectations. Not only did she make the loan process simple, but she went above and beyond. Because of Julie’s expertise and consistent support, we are thrilled with how the entire process transpired and wouldn’t have done it any other way. Thank you Julie for all of your help.

I don’t know what to say or not say about this company. I am self employed business owner and my lending needs are always complicated… I mean very complicated. I left detail message about a month ago and have never received a call yet. I don’t know why people are all «gaga» about this company. I started dealing with another company which had over 100 reviews and so far I have been very happy about it. I still want to give them chance if they return my calls (which I guess they deleted or ignored thinking that they don’t want to waste their time dealing with self employed people like me.) I would say good luck for dealing with these guys when you are self employed.

Julie was fantastic! She worked super quick and was able to close escrow on our home right after closing escrow on the home we sold. She even sent us boxes and tape right before moving, which was super kind and helpful. She was always easy to get ahold of and would respond to emails super fast. We were never out of the loop and knew exactly what was going on at all times. I can’t recommend her enough!

So I just got off the phone with Julie and she was not very helpful or nice. I have been at my job for under 2 years, and that is a deal breaker for all banks for getting a mortgage, and after reading the stellar reviews here I tried calling Julie since she seems to work miracles according to other reviews. Well not so. She flatly told me no, she can not help me, and said maybe someone can help me, but not her, and when I asked who she could recommend she said she had no idea. I guess if she isn’t going to make money off you, being nice is not necessary.

So it’s late at night and I’m on Unilocal trying to find a lender who can help me pull cash out of my current home to use for the down payment on the purchase of my new dream home.
I knew this would be a tricky process, and I wanted to make sure I found someone who would handle with very close attention to detail.
When I called Julie, I already had an offer from a big bank at a slightly lower interest rate. But the problem was, their customer service was very minimal, our conversation felt impersonal and I really didn’t feel confident that this banker could get the job done. On the contrary, after speaking with Julie, she made me feel confident in her expertise, and she was extremely helpful and personable. She tells it like it is, no BS. When I weighed my two options, the choice was easy. I ultimately decided on Julie’s services because we developed a great client/​consultant relationship, and I trusted that if «shit hit the fan», Julie would be there to have my back. I was 100% right. Although there were a couple of rough patches along the way mostly due to my own oversight, Julie totally saved the day. She definitely dishes out some tough love, but it’s because of her strict guidelines and expertise that I was able to get into my dream home. Thank you Julie for all your hard work!

Julie and her team are simply AMAZiNg !!
Buying a house can be nerve wracking !!! But having a great team to help you out can make a difference. Julie is one of a kind outstanding professional. Yesterday I come home to a birthday card YES from Julie. It made my day :) I totally recommend her to all my friends and family. The best of the best, she totally rocks !!!

So Julie is one of a kind. She is everything a good Mortgage broker should be! Fast, efficient, professional she freaking rocks! We had a bad experience trying to refinance with someone else and basically it was horrible, he never got back to us, we had to hunt him down only to hear we couldn’t refinance! Went to Julie and she never said that, she went and worked with what we had and pulled a miracle out of her hat and made it look easy. So if you don’t know where to go because it’s scary out there I suggest you give her a shot, we are beyond happy with Julie Aragon and her lending team and will be back to her once our credit gets a bit better for another refinance :)

Julie is THE BEST and it just doesn’t get any better!!!
My fiancé and I sold our previous Highland Park home and were in the market for a new home. We found a great deal for a new construction. We were told that if we went with the builder’s preferred lender that we would get the closing costs taken care of (which was a substantial amount). So of course we tried that route first. We put our deposit down only to be told later that Wintrust could not approve us without documentation for an over two year old previous loan modification. Ugh. Well I wasn’t taking that for an answer because the credit score was there. The income was there. There was no reason in my mind that we should be held up and in danger of losing our large deposit. If there were lender overlays then that should have been explained to us. Wintrust and Wells Fargo gave us the run around. Then enters Julie. It took moments to explain our situation to Julie. She ran with it! And to top it off she did not give us the run around. Everything was so smooth and we were pre approved in no time. After that she was such an advocate for us. At this moment we are just days from closing. Im confident that it will close and because of her hard work and no BS approach… WE WILL BE IN OUR BRAND NEW BEAUTIFUL HOME!
If you want someone who knows what they’re doing and can get things done in a timely, efficient manner then Julie is your gal! I will recommend her to anyone and everyone I can for their home financial needs.

My Husband and I had visited many financial officers who had rejected to help us refinance our home or just simply put did not return our calls. After a month searching for someone to help us refinance our home we found Julie Aragon! We explained to Julie our complicated financial situation and she was not deterred. On the contrary, Julie showed she cared and was willing to assist us in every which way. The process was clearly explained to us by Julie and her response to our questions were clear, straight to the point and welcoming. It is very clear when you ask her questions that she knows exactly what she is talking about. It is very hard to trust people in this industry but that was not the case with Julie. Julie earned our trust because she knows her craft and is very up front in every situation good or bad. Julie was on our side every step of the way encouraging and just doing her job — which she did an exemplary one!
Thank you Julie — your work, your integrity and everything you did for our family will be held dear to our hearts! You truly are an amazing person and your business will flourish because you get the job done by being extremely professional and organized! Look no further if you are looking for any financial assistance — Julie is as good as it gets! She will be the only person we will ever use for any our future financial needs!
A+++++++++

WOWZERS!!! I have been in the Real Estate industry since 2006 and I’m Pleased to say that Julie Aragon is the best. She Closes my loans Fast and Efficient. She is my #1 loan officer of choice. I Highly Recommend her. Thank you Julie, your a Rock Star!!! Satisfied and Happy Sofia Moreno, Realtor.

A HUGE Thank You to Julie and her team for making the dream of owning a house a reality for me and my family. I came to this country with just a suitcase and a few bucks from Russia, worked hard and always had a dream of a place to call home, my own house. We found the perfect one and Julie took care of the rest when it came to financial part of it. Professional and always available that’s Julie and her team. They made the process easy and fast. They made our DREAM COME TRUE!!! Thank you Julie and everybody who worked so tirelessly, forever grateful! !!God Bless.

My husband and I are first time homebuyers and I am so grateful that I had somebody like Julie to walk us through every aspect of the process. Whether she was calling me at night after I got home from work or sending encouraging texts, Julie was in communication with us throughout the whole process. We started the process with other lenders, including Wells Fargo, and it was so much more of a hassle and took longer to get a response. I cannot recommend her enough!

I’m a real estate broker and it brings me peace of mind to know that I have a go-​to person in the mortgage industry. As lender guidelines continue to tighten up, Julie stays on top of her game keeping up with the changes. She’s been in the business a long time, where many people in her industry gave up after the real estate crash. Her experience, knowledge and professionalism are second-​to-​none. I recommend Julie any day of the week.

Julie helped me buy my first condo in Los Angeles. The experience from start to finish was nothing but brilliant. This girl knows her stuff and really took care of me! I love how she would send me quick texts throughout the transaction to let me know exactly what was happening and where we were at. It made me feel like she was on top of her game and put me at ease. I’m so thankful I found Julie. She is a tough cookie and knows her stuff, and is an absolute doll to work with. If you’re looking for a lender in LA — JULIE IS YOUR GIRL!

Julie Arragon is simply put, amazing at what she does.
I called her for some advice and she was so helpful. My only regret that I didn’t use her to begin with.
I was very confused and I felt that our lending team was just not very helpful and were not explaining to us all the steps when buying a home.
I called Julie and she walked me through every step and what was to be expected, which was so much more than our lending company did for us.
Next time I will be going to Julie, with Julie I know what to expect.
5 stars all the way.
You will not be disappointed with Julie Arragon.

Julie Aragon is an absolute gem! I’m glad I trusted my agent to find Julie for my lending needs. Julie was friendly, professional, and on top of her game. Communication was never an issue, and she made sure all documents were processed with plenty of time. Julie followed up with me regularly, often times in the late evening. Her dedication and genuine want to help me was one of a kind. I’m certain closing in less than 30 days was due to her being on top of things.
Julie, I can’t thank you enough for having been part of the team that got me back into a home.

We were referred to Julie by a really good friend of ours and it was just the best experience! Even now, after we have already bought our home, if anything comes up or we have a family or friend who is looking to buy or refi, we always recommend Julie! She is soo dedicated and just always there when you have a question or a thousand questions! Thanks Julie for everything that you do!

Julie was a great. She came referred through a friend and made me feel comfortable and understood my concerns. She was patient and took her time to explain things and never made me feel like I was bothering her. I have used her services more than once and would recommend her to anyone.
She has a great personality and is honest, realistic and is a pleasure to work with.

I had the pleasure of working with Julie on a refinance. She was the complete package. From A-​Z she answered all my questions and led me through the process effortlessly. She kept me updated daily. There’s a huge difference working with someone who loves their job. I would recommend her to most anyone looking to buy a home or refinance.

I am a real estate agent in the Los Angeles County and South Bay and have had the opportunity to work with Julie as one my lender partners. Julie works hard for our mutual clients and goes above and beyond to get the job done. As a lender she is able to offer the borrower competitive loan programs. Partnering up with the right lenders is crucial in the real estate business and I am able to refer my clients with highest confidence that Julie can deliver the service and loans that are best suited for our clients I oversee the loans in all my real estate transaction and when Julie is the lender in the transaction, I know I will get honest feedback and can make offers with high confidence. Thank you Julie for working hard for my clients.

I have worked with Julie for few years now and the reason why I choose to work with her is that Julie and her amazing team are: Consistent in communication and efficient with each transaction. Working with Julie I’ve learned that she does not «fluff» anything and dishes out the truth, which is honestly the best thing she could do. Far too often I’ve witnessed loan officers who OVER promise and UNDER deliver– but time and time again, Julie proves to be a woman of her word. Which is why I always refer my clients her way. I am in process to purchase a property myself again and I am so happy knowing that I can count on Julie and her Team. Thank you for all you do Julie!!! Your integrity and gusto as an LO cannot be matched.

If you have the opportunity to work with Julie Aragon and her team, consider yourself very lucky! You’ve hit the jackpot of mortgage lenders. Julie handled my VA loan with utmost professionalism. I could not be more pleased! She made the process simple and clear, walking with me every step of the way. Her extraordinary attention to detail resulted in an effortless and smooth transaction. I felt like I was her only client as she gave me undivided attention and was consistently available when I had questions. What a wonderful experience working with the Julie Aragon Lending Team. Thank you so much for turning my hopes of owning a home into a REALITY. I couldn’t have done it without you!

Julie Aragon is simply the best mortgage lender, my partner Isaac and I had been searching for a house for about 8 months when we came in contact with her. After submitting the online application and all the documents she needed we got approved in a few hour. The owners accepted our offer in a week and we closed escrow in 30 days. I am confident we would have close in 20 – 25 days but the seller needed more time to move out. That’s how efficient Julie is in her work and collaboration with everyone involved in the process. She was available ²⁴⁄₇ during the process and she still continues to be.
Julie, thank you so much for helping us get into our dream home. I will recommend you to everyone I know is looking for a professional, knowledgeable and caring mortgage officer.

I had been working on refinancing my in-​laws home for over 6 months with no success, and then I came across Julie Aragon on Facebook and decided to give her a call and ask a few questions on how to make this work, in a 10 minute phone call she told me everything I needed to know and what I needed to send her for review, I submitted all documents she requested and then I received an email saying we would be qualify based on the information I send unlike other lenders that take up to 30 days she was clear and told me upfront if it would be possible or not, so I asked her to start the process and in a matter of days we were approved for an FHA loan. She gave me back the confidence that I had lost with all the other lenders and made this whole process so easy for us. She is great we started this process on August 27, 2015 and Today September 16, 2015 we are closing. She is great anyone that is looking to purchase a new home or refinancing a current home loan call Julie Aragon she will make the whole process a breeze.
Thank you so much Julie for all your help and making this the best experience I had with a lender, I will definitely call you again when am ready to buy my own house.

My wife and I were referred to Julie Aragon and her team by our real estate agent. This was our first time applying for a mortgage so we did some research of our own and found Julie had a great reputation and track record so we gave her a call.
We are so glad we did!
She took the time to listen to our needs and concerns and gave us two things to do. 1.) Fill out her online application and 2.) send her a list of required docs. Thankfully my lovely wife is very organized and had all of these documents handy and ready to email.
Once we submitted the online application and sent her the necessary docs she got back to us with a pre-​approval letter the very next day. We were so stoked we were able to start looking for homes that weekend. Julie even made calls to the seller to assure them of our qualifications and champion our offer.
Who does that???
Once we got into escrow the five star service continued. We were given weekly updates and kept in the loop so there were never any surprises. Thanks to Julie and her team my wife and I are proud owners of a new home in Long Beach and we couldn’t be happier. Thank you Julie!

I was first introduced to Julie when she was doing a loan for the buyer of one of my properties. She closed a complicated loan in a very short period of time and I was very impressed. Did I mention that I was Julie’s competitor at that time? I have been doing loans for over 12 years and it was very difficult to impress me, which Julie did. She delivered under pressure in a short period on time; she was also very courteous and would always update me along the way.
About a year later, I decided to slowly get out of conventional loan business and transition into private financing. The first client that I referred to Julie for a mortgage loan was my sister. As I am writing this review, Julie is closing a loan for another property for my sister — this time investment property. As of today, if I need a second opinion or if my company wants to refer a client for financing, Julie is the first person that comes to my head. She has proven her time and time again.
Everyone can promise to finance your house, condo or an investment property, half of Mortgage Lenders/​Mortgage Brokers can probably do it, but only a hand few can deliver on that promise and stick to their promises. Julie is a straight shooter, she will always tell you how it is, she will not start working on your loan until you give her everything she asks you, but she will always deliver on her promises and never let you down. And don’t worry if she gives you tough love on your deals — it is what it is tough love. People need reality check one of these days.
Julie, thanks for taking care of my sister and my other clients. I’m not sure who owes who a drink. I know I owe you a case of liqueur for my sister’s loans — she is that difficult to work with. You owe me for the rest!

After 5 years in our home, we decided it was time to refinance. When we started the process we weren’t sure where to start. We were wary of crooked lenders and brokers who wanted to take advantage of us. First, I spoke with our current lender and the broker was so pushy and impatient. Major turn off. I didn’t want to put up with them.
So after reading lots of reviews of local brokers, we came to Julie Aragon. And I am super happy we did. Julie was easy to work with, always available, and made the process transparent. She didn’t lose patience when I asked a question 3x. She made us feel comfortable with our decisions by comparing all avenues. In the end we saved a boat load of money each month. I am grateful to have had Julie by our side!

If you’re looking for a ROCKSTAR mortgage lender in Long Beach that truly has your back then look no further than Julie Aragon and her team. First off, she’s been in the business for a GAZILLION years so she knows her stuff yet she is still young, hip and speaks my language. No boring mortgage lingo! She tells it like it is with no fluff which I appreciated. When we did run into a few snags Julie dived right in to save the day. I was made aware of the issues right away and she really made me feel included in this process — like I was part of the team. I LOVED that I never needed to come into the office as my schedule is pretty hectic with two teenage boys. She even gave me an app that I could use to sign docs on my iPhone which was nice since I don’t own a printer. :)
I cannot say enough wonderful things about Julie Aragon and her team. I recommend her to all of my friends and family.

Buying a house can be daunting, nerve-​wracking, and frustrating, but when you have the right team on your side, it makes all the difference in the world. Our requirements were that our lender and realtor both be badasses… and they were.
My hubby and I worked with Julie to purchase our first home and it was awesome! BTW, guess where we found her… on Unilocal,duh! We actually screened a bunch of lenders before we decided to work with Julie, and we are really happy we did the research. We clicked, and worked really well together.
This was a learning process for us, and Julie kept the process simple for us. We had a ton of questions about the home-​buying process, how our life savings were about to be spent, and she made us feel comfortable with the process. She created a personalized spreadsheet, which we used throughout the entire process to calculate mortgages. She also worked really well with our real estate agent, which is key in the home-​buying process. They really came through for us! We feel like we gained a couple of great friends through this process
Julie’s flexibility was also something we appreciated. We started this process about a year ago while living overseas, and Julie stuck with us through the entire crazy process. Our schedules, and working across different time-​zones were challengers, but Julie took our phone calls at night, after her office hours, and she was very knowledgeable about the market. Oh! and while we didn’t use the VA loan this time around, Julie has a lot of experience working with the VA loan, so if you are military, she’s your girl!
In the end, everything worked out great and we were really happy we went with Julie. We had an awesome experience. Buying a house anywhere is a challenge, but buying one in the South Bay is extra challenging because it is so competitive. We were successful in buying our home because we had a great team who made us look good. Thanks again, Julie! You’re so awesome!

Thank you Julie for all of your hard work! Working with a well-​organized, honest and experienced loan officer like yourself has been such a breath of fresh air. You and your team are leaps and bounds above the competition — trust me!
Thank you for putting my needs first and delivering an A+ experience. I was always at ease knowing «It WILL» get done! I also LOVE your level of communication — never left wondering where we are and what’s next. Thanks again for making the complicated process of obtaining a mortgage simple for my family! I tell all my friends and family about you! If you’re in Los Angeles and need a mortgage — Julie is your girl!