RCI Financial Corporation

Vlad has been most valuable in getting us the loan we wanted and needed! His expertise and knowledge of all the details (and there were a lot) were impressive and most appreciated. He is smart, professional, very helpful and takes the extra mile again and again!!!

I’m a San Francisco expat living in Sydney and I was definitely posing a challenge for any loan broker trying to get me qualified with foreign income and tax records. Until I found Vlad, every highly recommended loan broker I spoke to put me in the «too hard basket».
Vlad takes on the unusual client like me as a challenge. He’s been in the business a long time and he knows how to solve a problem.
He’s smart, charming and quite entertaining to work with. He’s simply amazing.

Was looking for a trusted mortgage broker by referrals from friends and relatives at first. Than I read Unilocal reviews. Honestly, it was hard to find a person you can tell a lot about your goals and financial situation.
Vlad is the mortgage expert I trusted once and now have the best bang for my buck. From the very first meeting, I felt that he is the knowledgeable and knows mortgage industry from top to the bottom. Vlad helped me to achieve the goal to spend less on interest payments in the long run. He was getting back to me in a timely manner and answered any and all questions I’ve had about the process.
Needless to say, Vlad was willing to take the time to look at every situation to determine the best options for my goal.
Thanks a lot! Highly appreciate.

I don’t give out 5 stars often, but the RCI team truly deserves a praise, they helped me a lot. Getting a loan now a days is a lot harder than it eve was. My situation was probably much more complex than of any average buyer or homeowner trying to refi. I had two foreclosures in the past, had a complex financial history, and my credit was not so great. Vlad, and Faina from RCI, worked with me for months, literally, to get my refinance closed. I worked with lots of mortgage brokers in the past, but none as good as Vlad, and Faina. They are frank, diligent, and are good people.

I’ve been working with Vlad Chernoguz for 15 plus years on refinances and sale transactions both on commercial and residential. I would highly recommend him with full confidence to anyone. He is extremely competent, goes above and beyond the typical scope of a broker and always exceeds the clients expectations. His work is exemplary.

I was really intimidated buying my first home. There are so many things to think about and the hardest choice I faced was finding the right mortgage broker. There are so many out there and I had no idea where to start in finding the best one. RCI Financial was among the brokers my real estate agent recommended. Of all the those I met with, Vlad put me most at ease and seemed the most comfortable to work with. He was very thorough in answering all my questions and helping me to understand what I initially found to be a very confusing processes. He worked very hard to get me the best rate and close the loan within a timely manner. I am very happy to have found him.

I had just started a new job, and had just refinanced my first home, so I was rejected by two lenders before my real estate agent recommended Vlad @ RCI. I didn’t regret it: he and his assistant Lili were able to secure me a loan with tight timelines and a reasonable rate, and they were friendly and helpful the whole way. I’d definitely recommend them.

The final decision to refinance our mortgage was made after we got our credit history and credit score into the best possible shape. We wanted might be to jump from an adjustable-​rate mortgage (ARM) to a fixed-​rate loan. Unfortunately, getting a new loan was like hitting a brick wall. All because we are self-​employed. It could not have happened without the help of mortgage broker Vlad. We reached out to Vlad by recommendation and it was a right decision. He was so helpful and informative during the process. We would not own our house if it was not for him. I’d definitely recommend him to anyone looking to refinance because he’s the mortgage broker who made it easy and because he is curteous professional, and fast! Great service!

Supper professional with a excellent customer attention and attitude. Great service,. Vlad got us the loan we wanted at the rate we wanted, he showed abilities to find the best rates and he provided services accurate and in time. We highly recommend to deal with Rci Financial Corp for any mortgages need

Have worked with RCI for several refinancings and was very happy with the experience each time. I would definitely work with them again. Highly recommend them for several reasons: 1) they are independent and so weren’t pitching some bank’s products; they got us the best rates we could find and didn’t charge any hidden fees 2) they are well aware of the lender’s short timelines and work quickly to close 3) they provide great customer service and want to establish a relationship for the long-​term; in fact, after our first time working together, RCI kept an eye on rates and proactively gave us a call when there was a noticeable drop. It’s great to know that they’re looking out for us and want to save us money.

These people are amazing. We previously had issues dealing directly with our bank and credit union in trying to get our home refinanced at a competitive rate. Vlad and Faina found a great solution with another lender and worked out all of the details. The particular lender they found was a bit difficult to deal with, however RCI managed the process meticulously.
They got us the loan we wanted at the rate we wanted, and they arranged for a notary to come to our home to process all of the paperwork. . which went very smoothly.
Our re-​fi was funded on Wednesday and we couldn’t be happier. We recommend RCI Financial Corp highly.