Elva Wormley – C2 Financial Corporation

I have had the chance to participate and work with Elva and she is a true professional. She takes care of all her clients like they are her family and goes the extra mile to make sure everything is done correctly. She knows the loan programs and gets the loans done fast and at great rates. I would highly recommend her to any one looking for a great lender to get their home loans done.

I have had the pleasure of working with Elva during the purchase of my home and my recent refinance. She is such a professional, responds quickly, and answers any question (big or small) in the friendliest of manner. I would recommend working with Elva to anyone. She helped me close on time and found me the perfect loan. Thanks Elva!

My husband and I were just starting the process of purchasing our first home and weren’t even sure we would qualify for a home mortgage. Thankfully our agent Tamika Ellsworth referred us to an AMAZING broker, Elva Wormley!
Elva is a warm, friendly woman with an amazing depth of knowledge of the industry. She gave us various offers on different types of financing, never pushing us towards one option or another but always letting us make our own decision! She was always quick to answer any question we had at any hour, and our only regret is that we never got to meet face-​to-​face! I intend on recommending Elva to everyone I know!

Thank you Elva for making our first experience and smooth and pleasant one!

Elva is the best mortgage broker I’ve ever worked with. She is very professional and knows her stuff. She’s an advocate and will provide options for you whether it’s buying a house, refinancing or selling a house. She is the only mortgage broker I will ever want to work with and I highly recommend her to anyone in the state of California!

Elva is amazing! She helped us out of a very sticky situation; we had to switch lenders after our offer was accepted, and she willingly took us on. She is among the most experienced and knowledgeable in this field. She thoroughly explained details of the process that were omitted by the other lender to help us make the best decisions. She also helped us troubleshoot other issues during the process. We felt extremely secure with her, and I’ve already recommended her to several friends. Thanks to her and our wonderful realtor Tamika Ellsworth (EQ1), we are finally able to call Oakland our permanent home.

There are two words to describe Elva — Simply Amazing! I found her on Unilocal and reached out to her after reading her reviews. She got back in touch with me the following day. She walked me through the entire loan process from start to finish keeping me updated frequently with status and next steps in the process. She actually made the entire process «easy.» All the horror stories I’ve heard about getting a mortgage loan and finding a home never materialized with Elva. And I could not be more thankful. She even referred me to an excellent realtor (Tamika Ellsworth). Together they made an amazing team. I got a very good mortgage rate and the whole process played out exactly the way she said it would. There were NO surprises straight through to Closing. I highly recommend her — especially for first time buyers freaked out by the whole mortgage/​house buying process. You will not be disappointed.

I was recommended Elva when my earlier financing for the house fell through. Elva was able to close the financing under tight deadline and we didn’t lose the house. Elva is very knowledgeable of the mortgage business and has the best mortgage solution for any situation you are in. She has a variety of loan options that she goes over with you and recommends what might be best for your situation. She is very prompt and diligent in pushing the lenders to get things done on time especially for something like appraisal which could just take forever to schedule and complete. She was very patient and responsive to my million questions and was very professional in talking to the seller’s agent as well. She is very transparent with the whole process and makes the whole process less daunting for you. I would strongly recommend Elva to anyone who is looking for home financing as she is going to be my first choice for all future real estate financing needs.

I called to see if I can qualify for a Loan. I was hoping to get some answers in regards to refinancing. Elva answered the phone personally and she stayed on the phone for more than half an houre and she helped me understand every mistake I was about to make. She also explained my best options and the safest approach to solving my problems. All the nice comment on the reviews about her all true. She is extremely informative and helpfull. I highly recommend her.

Elva assisted me 6 years ago when I bought my first house. She was referred to me by my real estate, agent, Terel Beppu, and I can’t even tell you how amazing she was! Very responsive and returned my calls and emails quickly, explained the entire process, next steps and everything thoroughly. Since I was purchasing a foreclosure unit, there were some tricky moments but she was able to expedite the loan process without any delays or problems. She is a true professional! Fast forward to 6 years later, and my husband and I are purchasing a new home together. Since the builder offers incentives for us to use their preferred lender, we have been going through the process with them — and are not impressed. Today I reached out to Elva, not even sure if she would remember me, and literally within minutes of submitting an email to her, she was calling me! And, remembered me! And was willing to take the time to review our file and offer solid suggestions in order to get the best rate possible. She is amazing… We are still 5 months away from getting into our new place, but if the preferred lender continues to be flighty and unresponsive — or I continue to feel like they don’t have our best interest at heart, I am going back to Elva to handle our business! Don’t hesitate to use her! She won’t let you down!

Elva helped me purchase my first home over 2 years ago and I am still full of gratitude. As a first time home buyer I had a lot of questions and excitement. She was very responsive throughout the closing process and took time to explain things to me with clarity and patience.
I reached out to her again last year regarding questions on my property taxes and she managed to help me refinance and lock in an even lower rate! Elva is a trustworthy loan agent with an extensive background in the lending and mortgage industry. She brings her knowledge and experience forward with a sense of kindness and grace; approaching each transaction with careful attention and each person with sincerity.
Overall, I am very impressed with Elva’s exceptional level of integrity. I feel fortunate to have met her and blessed by her hand in securing my home. I highly recommend her services and I look forward to doing business with her again in the future…

My wife and I recently purchased our first home in which Elva was the broker. She made the experience /​process so incredibly smooth. We always felt supported, well informed and a priority. Elva is a true professional and a great person. Thank you Elva!

Elva helped my husband and I with buying our first home. We had no idea what to expect or what it would involve. She patiently walked us through the process and was just wonderful. She is now handling our refi. She found us the best interest rate and we couldn’t be happier! She is the BEST and I highly recommend her.

Elva was recommended to me by a work colleague and handled a loan for a refinance, Elva made the whole process really easy and found a super competitive rate. In fact it was so easy, I really don’t have much to write about. I would definitely recommend Elva to anyone looking for mortgage or refinance.

Shopped for a 30 year fixed jumbo loan last Sept. and got similar quotes on interest rates, but the only person who got the terms that I wanted was Elva! Elva’s knowledge of the mortgage business, the market place, and what her money sources could and could not do was way above anyone else I had been working with.
The other loan brokers were basically «paper pushers» who would do the «trial and error» approach. Totally useless they were! Elva was much different in that she had the contacts and knew in advance what they would accept and not accept. She was also great at thinking outside the box and actually putting a deal together, all within the guidelines of the lender. No hanky-​panky, just smart business and diligence in staying on top of the whole process. And, the loan closed within 30 days as promised!
I will definitely use her again and would feel 100% safe and comfortable in recommending her to anyone who is seeking financing.
Tom

Elva is always a pleasure to work with! She is professional, intelligent, responsive and kind. I know my clients will get superb service when they work with Elva on obtaining a loan for the purchase of a home. Elva puts my clients’ best interest before her own, which is not often found in the financial industry. I highly recommend Elva for all your lending needs.

We used Elva for a refinance back in January of 2013. Not only was she able to get the lowest rate out of anyone we worked with, but she was very professional and easy to work with. I thought going in that we would be trading customer service for price, but I couldn’t have been more wrong. She initially gave us a low rate with a Bank that has been historically tough to work with. She was upfront about it and left it to us as to whether or not we would like to proceed. We proceeded anyway and unfortunately were turned down. Even though Elva warned us about the Bank not being easy to work with, she credited us for our appraisal since we didnt get the loan. We then went with the next Bank who was easier to work with. They approved our loan and the booking went seemlessly.
Overall, we received a rate that was by far and away the best rate in the market. Elva was the most upfront and pleasant broker I have ever worked with. I would gladly reccomend her to other people looking for a mortgage or looking to refinance.

Elva has been great in assisting me in finding the right loans. Twice she has helped me. Once when I had pretty bad credit and I needed to finance the balance of my father’s house when he passed away. And another time when I refinanced into a better and safer loan. I would recommend going thru Elva if you are tired of other places turning you down and want to find someone who seems to really care. She has been patient and answered all my questions promptly. Thank you Elva for your help.

My husband and I went to see Elva to see what options were available to us being that we own a home in another state. Elva was amazing! She gave us so much information and opened our eyes to the pros and cons of every scenario that we gave her. She was very honest about what she does and how she gets paid from it and we will use her for any and all home purchases in California. We left there not only with a better sense of the mortgage business but where we should be looking for and how it will affect our financial picture. Please, please, please try her out for yourself. You will not be disappointed.

By reading all the past raving reviews on Unilocal,we thought we would be in the best, safest hands with Elva. We were wrong. Elva was extremely unprofessional. She sent us incorrect information, which we pointed out to her, was disorganized and unable to provide actionable advice. After a week, we were shocked by just how many mistakes had been made in the process and by her poor guidance, and we switched to another broker.
Definitely not recommended.

My husband and I were looking to refinance our home loan, and we started out with the lenders/​brokers who advertised on
. We got in touch with quite a few, but were stumped by the potential hidden fees, the lack of an apples-​to-​apples comparison and the fact that it was very very difficult, if not impossible to get in touch with the agent who promised a rate to you.
We found Elva Wormley on Unilocal,and got in touch with her via email. Elva was extremely prompt, upfront, and immediately sent out rate sheets, stating briefly what the closing costs would be. We waited for a couple of days before we saw the rate that we were looking for and called her (rather late in the day) to lock in the rate. Elva went out of her way, staying back late, to make sure she was able to lock in the rate for us. There was a small hitch in our loan application, which slightly changed the rates, but instead of sugar coating it, Elva was extremely upfront, and offered great insight and very practical solutions.
The rest of the process was as smooth as it could get. There was a delay on the bank’s end, we had to go over the 30 day rate lock period, but Elva and her team went out of their way again to make this experience pleasant for us and bore the extra charge. Everything was on schedule and we closed our loan on the date promised by Elva, just before Christmas. We are very very happy with the rate we got, and the whole experience in general.
I highly recommend Elva! If you are looking for an upfront, prompt, thoughtful and communicative mortgage broker, give her a call and you will not be disappointed!