BECU

Super disappointed in BECU. I went in to add my wife to my account but she was denied because her credit history isn’t great. When I asked for an explanation I was told that she is too risky and that she may overdraw the account if she’s added on. Keep in mind, my wife has full access to my card everyday and we’ve never overdrawn our account in the year we’ve been with BECU. They were even willing to let me setup a second checking account with my name on it so I could give her that card, which is actually a greater risk because then I’d be managing the balance on two accounts rather then one. But somehow, even though it’s my wife’s paycheck being deposited into the account, (I’m a full time college student), it’s too risky for her to be added on. I switched from a big corporate bank, BofA, because I thought I’d be treated as a person, rather then just a name on a piece of paper. Apparently I was wrong.

Very convenient location with easy access to freeways. I have noticed that the wait time can get pretty long at this branch though.

If I didn’t work here, I’d never have to step foot in the branch. The remote accesses are so convenient. I can deposit my checks with my smart phone. I can get cash out of ATMs for free, even at 7-​Eleven. I can apply for a loan, sign for it all online. Simple!